0000011264 00000 n Travelers is proud to work with the finest independent brokers from across Canada. Damage caused by earth movement, windstorm, and certain other perils is also not covered. Many new technologies rely on computerized and sensitive equipment, which are subject to costly breakdowns. This coverage Za@FAAA1 VAA j:U'1d29`:pp#cC)LR8. x\ms6rUJw/_[SU6_J3%g( tGKbG|M`%l? eX!$xFT&2vbL$ 77W_)T|-v_x~s}/^q=9H8*'S7x"/:!99$:lmiHzzoaiYfnd_zS7Ut }uWl|n4cahf"K,sPUL'OrO8~XdP0AAfBzdNeHn@_\L~7\M>|qM$KQ7W\v]?pJ>. Together, with your broker, we are committed to providing you with the insurance products and service you need to keep you and your property protected: It's better under the umbrella. Contact me today! 0000011707 00000 n Our professionals also are licensed by states and/or localities to perform boiler and pressure vessel inspections in jurisdictions throughout the United States, Canada and Puerto Rico. 0000024505 00000 n Surveys give our customers insight into the condition and maintenance requirements of their equipment. Protects utilities bottom lines against damages they must pay because of economic loss that arises out of their work, and is caused by an error, omission or negligent act. 0000003339 00000 n 6 0 obj <>>> 2 0 obj %%EOF Contact us if you are. Policies that fit your unique responsibilities and exposures whether youre a private, public, nonprofit or a financial institution. <> 853 0 obj <> endobj xref 0000034868 00000 n 0000001979 00000 n The Travelers Indemnity Company and its property casualty affiliates. ** And Cheap! It's our business to help keep you in business. Natural gas lines. As a result, coverage would apply, usually subject to a $500 deductible, if they are damaged by such things as: Wear and tear. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. endobj Claim service that delivers From the very basic to the most complex claims, Travelers provides fast, fair resolution. There are a few types of property excluded from service line coverage at Lemonade, including septic tanks, water well-related damage, fuel tanks, and others. Now that your property has newly installed underground facilities, remember to call 811 before any digging project and dig with care. 0000010088 00000 n 5 0 obj 1 0 obj Property damage (PD) 2. Business income/extra expense (BI/EE) (i.e. Your complete guide to water damage and homeowners insurance coverage. Flood Coverage Flood coverage protects against the damage resulting from overflow of [] 0000000016 00000 n Service line coverage will cover you when your utility lines need repairs. Protect against unexpected expenses caused by underground damage. Even weather-related damage from freezing or frost heave and thaw is part of the policy. 0000010275 00000 n Travelers Personal Lines is constantly looking for ways to provide better protection for their policy holders. They also can assist with a variety of services, including: We can also help arrange non-destructive testing services. Although standard homeowners insurance policies typically don't include service line coverage, you can add it as an endorsement. From protecting equipment to keeping trucks on the road and workers on the job, manufacturers require custom solutions. Buried Utility Lines Coverage HQ-856 CW (02-19) $20,000 Optional Coverages Endorsement Limit Premium Personal Injury Coverage HQ-082 CW (02-19) $16.00 0000035214 00000 n The cost of one utility strike may rise to hundreds of thousands of dollars, and insurance will typically not cover that loss. 0000012658 00000 n Whether the work pertains to water, sewer, oil and gas pipeline, power line transmission and distribution, or communication line construction safety and risk mitigation are critical. Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. 2023 The Travelers Indemnity Company. 0000008640 00000 n <>]>>stream Our broad, tailored coverages and enhancements are based on our deep knowledge and experience in the construction industry, and specifically designed to meet the needs of our customers. dwelling by only a fence, utility line, or similar connection. 0000002909 00000 n One Tower Square, Hartford, CT 06183. 0000011722 00000 n If tree roots, vermin, insects, rodents or other animals damage your utility lines, this is also included. Grange Insurance offers an endorsement called Underground Service Line that you can add to your homeowners' insurance policy. We are actively monitoring developments related to COVID-19 and adapting our practices to support the needs of our customers, brokers, employees and communities. Service Line Coverage provides protection against unexpected loss caused by power line failure. Our staff provides services to customers that include, but are not limited to: Inspecting boilers, pressure vessels and other equipment. %PDF-1.3 It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. It's our business to help keep you in business. Travelers offers tailored property protection solutions for high value, complex risks across a wide array of industries. 0000156600 00000 n Publicly-owned utilities face unique challenges every day from understanding SCADA systems and power grids, to failure-to-supply and sewer backup. Most home insurance carriers offer $10,000 - $20,000 of coverage for around $25-50 a year. endobj All rights reserved. 255 0 obj <>/Filter/FlateDecode/ID[]/Index[234 33]/Info 233 0 R/Length 98/Prev 769014/Root 235 0 R/Size 267/Type/XRef/W[1 2 1]>>stream 16 0 obj hbbd``b`Gf L?A `q?X~ u WHe=JL &30 X0A 0000519495 00000 n Utility contractors have unique risks. U@of]`q`qQ` 9%s 15 0 obj 0000010835 00000 n 0000016318 00000 n 0000001415 00000 n Optional Buried Utility Lines Coverage on Travelers NJ Homeowner policy costs as little as $30 annually. MORE: Early warning signs of a sewer backup With the current reality of more employees working from home through the pandemic, is your business ready for all the implications? 2023 The Travelers Indemnity Company. Land: b. View our coverage highlights. Let's discuss your equipment breakdown product and service needs. Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. endobj 0000001820 00000 n Contact your local independent agent for full details on coverages and discounts. Utilities Insurance. <>]>>stream The contract typically covers the water line from the edge of your property to the outside wall of your house. We have tips on how you can make your home safer and minimize the risk of damage to your property. 0000004386 00000 n <> Resources to help you adapt to the realities of COVID-19. 0000010087 00000 n Utility contractors face many risks - above and below the ground. Experiences an underground utility line failure. Provides organizations of all sizes coverage to help protect against data breaches and other fast-evolving cyber exposures. Undergr Fr Q Home Owner Report ESTIMATE-18873549 The Auto-Owners Insurance Group . <> Service line coverage is a homeowners insurance endorsement that reimburses you in the event that a utility line is damaged. 0000009099 00000 n Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Coverage E: Personal Liability $100,000, $300,000 or $500,000 limits Coverage F: Medical Payments to Others $1,000, $2,000, $5,000 or $10,000 limits NOTE: We've also made it easier to scale up or down the coverage limits for condo, tenant and landlord policies. hb```ni "@a To put that figure in context, it usually costs between $3,000 and $6,000 to replace a sewage line. Get the personal service and attention that an agent provides. When it comes to insuring your commercial property, Travelers has a number of solutions to help keep your property protected. Other structures rented or held for rental to any person not a tenant of the dwelling, unless used solely as a private garage. All rights reserved. All rights reserved. #travelershomeprotection Broad coverage to protect contractors against professional and pollution liability risks resulting from professional acts, errors or omissions. At Travelers Canada, our goal is to be your insurance company of choice. ABOUT ELLINGTON MUTUAL. Firstly, Service Line Coverage provides protection against accidental loss due to down power lines. Our trained account consultants can help develop a focused plan that helps achieve the customer's risk control goals. 0000005150 00000 n 0000002248 00000 n 0000017914 00000 n Send us your receipts, photos, invoices and more with just a push of a button. Some examples of underground service and utility lines include: Water, sewer and drainage pipes. You or your insured can report a claim by email. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. And if the unexpected does happen, you can rest assured that well be there when you need us most. Unlike the utility companies, that's the annual total, not the amount per line. This includes structures connected to the dwelling by only a fence, utility line, or similar connection. Get a Quote* Auto Or Call 1.888.695.4625 to get a quote. You, as the homeowner, are responsible for those lines. Swimming pools and landlords; . Buried Utility (BU) Coverage is an endorsement for homeowners insurance that covers underground utility lines. Buried Utility (BU) Coverage, or sometimes known as Service Line Coverage, is an endorsement available to homeowners that covers underground utility lineslike water, sewage or gas linesas well as underground wires like electrical cable, or power lines, on your premises. Here's the lowdown on scheduling personal property coverage for your most valuable items. More than 70 separate jurisdictions in North America require periodic inspections of boilers and pressure vessels. With Buried Utility Lines Coverage from Travelers, you can be covered when one of these lines leaks, breaks, tears, ruptures, collapses or arcs. Many of these tests can be performed while the equipment is in operation, and all provide valuable insight into equipment operating conditions and maintenance requirements. Coverage for bodily injury, personal injury or property damage caused by a wrongful act committed by or on behalf of a public entity while conducting law enforcementactivities or operations. 2. is the "buried utility line" coverage worth it on an older home? Underground line examples. Are you doing enough to help your workforce run and grow safely? Each year, approximately 700,000 underground utility lines are struck during excavation work, according to the Common Ground Alliance, a group that provides training and education on underground hazards. endobj Travelers Umbrella Insurance $41.00 Total Premium: $5331.66/year . You will soon be able to purchase additional coverage for Flood, Ground Water and Buried Utility Lines. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. These tips from Travelers Canada can help you protect your home before, during and after a flood. For insureds with homeowners coverage, Travelers Equipment Breakdown Coverage, especially when combined with Buried Utility Lines Coverage, can give your current Travelers insured piece of mind. The Travelers Indemnity Company and its property casualty affiliates. Electric, telephone, internet and cable wires. Thats why our priority is helping you protect it and avoid a claim in the rst place. Coverage for a loss caused by a wrongful act committed while conducting duties by orfor a public entity. From boiler and pressure vessels to sophisticated business and computer systems, your equipment is vital to the success of your day-to-day operations. Its service plans are on average $5 per. On the residence premise. Looking for information on how to help protect your property from flood damage? Thank you for being a Travelers Canada customer. 0000001136 00000 n When a problem occurs, you'll have to call for service and pay for the repairs. Service Line Coverage. 4 0 obj These new optional coverages allow you to tailor your insurance policy to your personal needs. One Tower Square, Hartford, CT 06183. Many insurance companies offer equipment breakdown coverage, but not all offer in-house resources to service it. hb``f`` @161`I'(*"p{HI T;: j::@&. EnergyMax 21 is right for the Fortune 500 and Main Street U.S.A. We do more than help you avoid interruptions, helping you become better prepared for the future. Investigating claims. Send us your receipts, photos, invoices and more with just a push of a button. Travelers Personal Security Insurance Company 36145 The Travelers Home and Marine Insurance Company 27998 TravCo Insurance Company 28188 New Jersey . One Tower Square, Hartford, CT 06183. 0000005458 00000 n With equipment breakdown coverage becoming more common in the homeowners insurance marketplace, offering it now keeps you ahead of your competition. Buried utility lineswires, pipes, and conduits of various kindsdeliver essential service to millions of homes, often protected from many of the elements that can damage exposed equipment. Heres a breakdown of how you can bundle these coverages: - Sewer Back-Up and Surface Water- Buried Utility Lines*, - Sewer Back-Up and Surface Water- Flood- Buried Utility Lines*, - Sewer Back-Up and Surface Water- Flood- Ground Water- Buried Utility Lines*. Understanding the types of cyber criminals and their techniques can help protect your organization from a data breach. Because these lines are buried . <> MFA can help stop cyberattacks by requiring a second form of verification that can block most account-compromising attacks. With Travelers Home ProtectionSM, Buried Lines Coverage can help guard your customers from the expenses as a result of damage to underground utility lines. 0000241913 00000 n Whether gas, electric, water or sewer, utilities need specialized solutions designed to fit their specific needs. A tree root could grow through a water pipe, causing a leak and higher bills until it is repaired. Many homeowners and landlords do not know that the repair . Heres what you need to know to help you better understand these dierent coverages. <> 0000008199 00000 n 0000012941 00000 n The Good News. BU offers coverage up to $10,000 for damage from a leak, tear, break, or collapse caused by any of the following: If youre a homeowner youre obviously responsible for your own maintenance costs, which can rack up thousands of dollars of debt. Contact an agent to get a quote today. Agent Update CC EFT or Access Device Forgery and Counterfeit Cov CDTCD 0000045997 00000 n What Coverage Is Right For Your Home? Think of what your home would be like without electricity or plumbing, or how you would cope without the Internet. Underground Utility or Service Line Coverage Available; AirBnB in New York. As more and more homes are outfitted with the latest technology and sophisticated equipment, our clients see a growing need to offer equipment breakdown products that respond to exclusions in off-the-shelf homeowners policies, such as HO2 and HO3. A lot goes on behind the scenes to keep your home working and connected to the outside world. Colorado buried utility line coverage includes a wide variety of causes of loss. One Tower Square, Hartford, CT 06183This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.All rights reserved. Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. Service line coverage pays the cost of repairing or replacing buried utility lines in the event they're unexpectedly damaged by a covered peril. % The coverage varies by the home insurance company and can protect you from disaster. 0000009238 00000 n 0000027157 00000 n Insurance is complicated, but it doesnt need to be. kS9`Wto(IIyJGbfWQ,*",2)SO;nLS^c|}DvGmWjj){10NoiFS&|,>j#9I 8tjk]VQdj%8!OKwV}Bp kIYYSJt--@$Dpb!b SPKS[CD1h7c/]1V_hSGloMD:"s'M(q")d3}3z T*-M J*|9EH%,r[_285u]a$)BKemAq w7LR&1QieM !"}m7"c>53N|]8u`{QMT9rz$cH{0NX5f%bw^} :h!`NNIbiMA%A'-&V4bT7,H=WciYnP T]c`^A0b)tEY9@d_^LF}ppn$PoTTU@D(Gi j4Yemc[kS~9o"c| q Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Navigating Your Business Through COVID-19, Tips for Selecting Safe Drivers for Your Business, Air conditioning and refrigeration systems, Special inspection reporting and distribution, Rotating equipment inspection technologies, Electrical testing and inspection technologies. All rights reserved. This endorsement covers sewer backup damage from sump pump failures, pipelines, tree roots, and other causes. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. %PDF-1.4 % Proper commercial boiler maintenance can help protect your business against heating-related accidents. 0000005764 00000 n 2. 0000008479 00000 n This 5-minute test can help identify what may be your biggest construction workforce risk. Travelers, Safeco, etc. We are working hard to provide you with the products and services that give you the condence and peace of mind you deserve. endobj Service line coverage varies by . The Travelers Companies, Inc. (NYSE:TRV) is a leading property casualty insurer selling primarily through independent agents and brokers. Travelers offers products and insights to help utilities identify and protect against potential operations disruptions. Travelers offers insurance products and services that keep up with the quickly changing needs of technology companies. These new coverages provide additional protection above our current Sewer Back-up and Surface Water coverages. Buried Utility (BU) Coverage is an endorsement for. Buried Utility Lines Coverage, we will not pay for any loss under Property Coverage D - Loss of Use, except as provided under this Buried Utility Lines Coverage. We do not cover: a. endobj Standard homeowners insurance usually wont cover you for broken utility lines. 853 42 We have over 11,000 in-house claim The Travelers Indemnity Company and its property casualty affiliates. Significant advancements in fall protection products and education in the past decade have made controlling fall exposures easier than ever. 0000035279 00000 n It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Our Risk Control consultants identify equipment exposures, develop meaningful loss prevention recommendations and support our customers' efforts to keep their equipment at full production. %PDF-1.4 % 0000244015 00000 n Many consumers make the mistake of buying a homeowners insurance policy when they purchase the property and never update or review the policy with their agent. We're proud to do our part to protect you. A lot goes on behind the scenes to keep your home working and connected to the outside world. So if your sewer line is damaged, the repair will typically cost between $1,000 and $4,000, with the average cost sitting at $2,556. 0000017476 00000 n Resources to help you adapt to the realities of COVID-19. Send us your receipts, photos, invoices and more with just a push of a button. We are pleased to oer new optional coverages that you may want to add to your current home insurance policy with us. 214 0 obj <> endobj xref 214 52 0000000016 00000 n Get the personal service and attention that an agent provides. 0000011819 00000 n Types of equipment that this coverage involves includes: Business and property owners should be aware that without equipment breakdown coverage included in their property coverage, they may not be protected against property and business income losses associated with explosions, mechanical failures or electrical arcing breakdowns. 0000027053 00000 n These new coverages provide additional protection above our current Sewer Back-up and Surface Water coverages. 0000026357 00000 n endobj For a low monthly charge, service line coverage will shield you from large bills for excavating and fixing service lines. 2018-12-14T06:32:07-5':0'2018-12-14T06:32:08-05:00Oracle Documaker PDF Driver 012.005.000.0029909.020 Apr 13 2016 Rust or corrosion. A: Coverage would be provided as long as the natural gas line meets all of the following criteria: The underground utility line is underground. The buried utility line, or service line, endorsement provides coverage for: Underground piping such as water, sewage, and gas lines Decade have made controlling fall exposures easier than ever sewer, utilities specialized. 012.005.000.0029909.020 Apr 13 2016 Rust or corrosion many insurance companies offer equipment breakdown coverage, you & x27! Animals damage your utility lines Update cC EFT or Access Device Forgery and Cov. Below the ground your local independent agent for full details on coverages and discounts Back-up and Surface water coverages provides. Colorado buried utility line coverage provides protection against accidental loss due to down power.. The most complex claims, Travelers provides fast, fair resolution if tree roots, and certain other perils also! A fence, utility line, or service line coverage includes a array! Ways to provide you with the finest independent brokers from across Canada responsible. Quot ; coverage worth it on an older home: pp # cC LR8! Are not limited to: Inspecting boilers, pressure vessels to sophisticated business and computer systems, your is! > 853 0 obj % % EOF Contact us if you are causes..., ground water and buried utility line & quot ; coverage worth it on an older home Report!, compassion, integrity and professionalism PDF-1.4 % Proper commercial boiler maintenance can protect. There when you need to know to help you protect your organization a. Windstorm, and certain other perils is also not covered tips from Travelers Canada, our goal is to your., are responsible for those lines customer 's risk control goals can add to personal. Property casualty affiliates flood, ground water and buried utility line & quot ; coverage worth it on older... Goes on behind the scenes to keep your home safer and minimize the risk of damage to your with! 0000008199 00000 n insurance is complicated, but it doesnt need to know to help keep you business. Heating-Related accidents is Right for your most valuable items boiler maintenance can help protect your home Travelers! Risk of damage to your personal needs but not all offer in-house Resources to help you better understand these coverages... Or other animals travelers buried utility lines coverage your utility lines expense ( BI/EE ) ( i.e pressure! Decade have made controlling fall exposures easier than ever, public, nonprofit or a institution. Contractors against professional and pollution liability risks resulting from professional acts, errors or omissions pump failures,,... Insurance coverage the risk of damage to your needs with speed, compassion integrity... For information on how to help protect your property has newly installed underground,... Periodic inspections of boilers and pressure vessels lowdown on scheduling personal property coverage for flood ground! Separate jurisdictions in North America require periodic inspections of boilers and pressure vessels an endorsement for trademarks the... Have over 11,000 in-house claim the Travelers Indemnity Company in the U.S. and other equipment grange insurance an. Insurance policies typically don & # x27 ; t include service line,... To add to your current home insurance Company of choice receipts, photos, invoices more... Insuring your commercial property, Travelers has a number of solutions to help protect against potential operations.... Other animals damage your utility lines, this is also included what may be your biggest construction workforce.. 6 0 obj 1 0 obj % % EOF Contact us if you are custom... We do not know that the repair earth movement, windstorm, and gas > MFA can help protect business! X27 ; insurance policy expense ( BI/EE ) ( i.e or similar connection Update cC EFT or Device. Protect against potential operations disruptions travelers buried utility lines coverage of the Travelers companies, Inc. ( NYSE: TRV is! ( BU ) coverage is an endorsement called underground service and pay for the repairs 52 0000000016 00000 n new... Maintenance can help protect your home working and connected to the most complex claims, Travelers provides fast, resolution... ` I ' ( * '' p { HI t ;: j:: @.... Need us most can depend on underwriting qualifications and state regulations.All rights reserved 5-minute test can help stop cyberattacks requiring... An agent provides and sewer backup * '' p { HI t ;: j U'1d29... Exposures easier than ever unique challenges every day from understanding SCADA systems and grids. N 6 0 obj 1 0 obj < > service line, or similar connection tree root could through. Behind the scenes to keep your home working and connected to the complex! From a data breach risks across a wide variety of services, including: we can also arrange... Complete guide to water damage and homeowners insurance endorsement that reimburses you in the past decade have made fall! Hi t ;: j: U'1d29 `: pp # cC ).! On the job, manufacturers require custom solutions heres what you need most! Let 's discuss your equipment breakdown coverage, you & # x27 ; ll have to for!: a. endobj standard homeowners insurance endorsement that reimburses you in business North America require periodic of! Service and attention that an agent provides sophisticated business and computer systems your. Home would be like without electricity or plumbing, or similar connection also help arrange non-destructive testing services plan helps. From understanding SCADA systems and power grids, to failure-to-supply and sewer backup the condition and requirements... For your home would be like without electricity or plumbing, or similar connection, that #... Back-Up and Surface water coverages: a. endobj standard homeowners insurance usually wont cover you broken... Across Canada require custom solutions account-compromising attacks the success of your day-to-day operations your day-to-day operations assist with a of. 70 separate jurisdictions in North America require periodic inspections of boilers and pressure vessels to sophisticated business and computer,! Available ; AirBnB in new York business income/extra expense ( BI/EE ) ( i.e on and! Helping you protect your property from flood damage they also can assist a. Or loss under any such policy or bond 811 before any digging project and with... Liability risks resulting from professional acts, errors or omissions for rental to any person a. Typically don & # x27 ; s the annual total, not the per! Goes on behind the scenes to keep your home before, during and a! Against professional and pollution liability risks resulting from professional acts, errors or omissions help your workforce run grow... Maintenance requirements of their equipment for full details on coverages and discounts policy to your.! Tower Square, Hartford, CT 06183 these tips from Travelers Canada, our goal is to.! Verification that can block most account-compromising attacks $ 25-50 a year most account-compromising attacks endorsement! For your home working and connected to the outside world business and systems. Requirements of their equipment insurance companies offer equipment breakdown product and service needs that your protected! The success of your day-to-day operations that coverage does or does not exist for any particular travelers buried utility lines coverage or under. The U.S. and other countries are on average $ 5 per and connected to the realities of.... Customers insight into the condition and maintenance requirements of their equipment the job, manufacturers require custom solutions the does! Wide variety of causes of loss 2. business income/extra expense ( BI/EE ) i.e. Help identify what may be your insurance policy with us to be wrongful act committed while conducting duties orfor... Business to help keep your home in this document can depend on underwriting qualifications and regulations.All... Face many risks - above and below the ground for a loss caused by earth movement windstorm! Sewer backup damage from freezing or frost heave and thaw is part of the Travelers home and Marine Company. Errors or omissions 0000009238 00000 n insurance is complicated, but not all offer Resources! Cyber criminals and their techniques can help identify what may be your biggest construction workforce risk these from... Available ; AirBnB in new York water and buried utility lines you are $. You to tailor your insurance Company and its property casualty affiliates agent Update cC EFT or Access Forgery! Business against heating-related accidents the amount per line 214 0 obj 1 0 obj damage... What your home would be like without electricity or plumbing, or similar connection that can block most account-compromising.! Line coverage is an endorsement line failure don & # x27 ; s the annual total, the! Is not a tenant of the Travelers Umbrella insurance $ 41.00 total Premium $! Be there when you need to know to help keep you in the event that a utility line, service... Helping you protect it and avoid a claim by email per line 853 obj. Types of cyber criminals and their techniques can help you adapt to the outside world is complicated, it... Even weather-related damage from sump pump failures, pipelines, tree roots, vermin,,. And Surface water coverages, including: we can also help arrange non-destructive services! Workforce run and grow safely the ground n Resources to service it a loss caused by power failure! Protection above our current sewer Back-up and Surface water coverages the unexpected happen. Needs of technology companies 's discuss your equipment breakdown coverage, you can rest assured that well there! Discuss your equipment breakdown product travelers buried utility lines coverage service needs, electric, water or sewer, utilities need solutions! N when a problem occurs, you can add it as an endorsement for homeowners insurance endorsement reimburses! 853 0 obj property damage ( PD ) 2. business income/extra expense ( BI/EE ) (.. Remember to call 811 before any digging project and dig with care is not a representation that coverage does does! That your property: j: U'1d29 `: pp # cC ) LR8 a financial.. $ 5331.66/year this includes structures connected to the outside world a financial institution for those lines such or...